Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # SuretyHR Professional Employer Organization ## Sitemaps - [XML Sitemap](https://suretyhr.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://suretyhr.com/blog/) - [Controlling the Cost and Time-Sink of Unemployment Claims](https://suretyhr.com/controlling-the-cost-and-time-sink-of-unemployment-claims/) - If you haven’t considered trusting Spooner’s family of companies with managing your unemployment claims, maybe you’re not sure what it entails and how much time and hassle it could save. You may have also tried outsourcing this to another vendor in the past and found that their approach really didn’t save you much of anything. - [Year-End To-Do List for HR](https://suretyhr.com/year-end-to-do-list-for-hr/) - The final quarter of each year can be frustrating for HR departments and managers, as many companies choose to freeze their budgets this time of year. However, there are plenty of ways you can prepare for next year without much, if any, investment in 2025. Employee Communication: Keep staff informed about important year-end info like - [A Few Housekeeping Items from the Team at SuretyHR](https://suretyhr.com/a-few-housekeeping-items-from-the-team-at-suretyhr/) - Email address changes In order to improve the security within our payroll department, we recently made some network changes that impacted the email addresses of several SuretyHR team members that you may communicate with regularly. With the exception of your contacts in our payroll department, most of our staff have transitioned to a spoonerinc.net email - [Cleveland Bans Salary History Inquiries](https://suretyhr.com/cleveland-bans-salary-history-inquiries/) - Cleveland’s City Council approved a measure earlier this year prohibiting prospective employers from inquiring about an applicant’s salary history, and requires employers to include salary ranges in job postings. The new ordinance that became effective on October 27, 2025, applies to all Cleveland employers with 15 or more employees. The City of Cleveland is the - [How Our HR Management Services Can Support Your Ohio Business](https://suretyhr.com/how-solid-is-your-hr-foundation/) - SuretyHR has a staff of HR Professionals with the capabilities to provide a variety of solutions to any HR problem your Ohio company might be facing. While our PEO clients have these services embedded, they are available to all businesses. Some of the HR management services we offer include: Handbook (policies and procedures) Compliance (I-9/EEOC/DOL/employee files) - [How the American Rescue Plan Act Could Impact Your Business](https://suretyhr.com/how-the-american-rescue-plan-act-could-impact-your-business/) - The American Rescue Plan Act is Signed Into Law The American Rescue Plan Act (ARPA), which is the latest bill to address the ongoing economic impacts of COVID-19, has been signed into law. Most aspects of the law do not directly affect the HR function, but those that do—optional extension of sick and family leave - [Recruiting with SuretyHR](https://suretyhr.com/recruiting-with-suretyhr/) - Earlier this year, we added a seasoned recruiter to our growing team of experts! Samantha Lafollette comes to us with over ten years of experience in the staffing and recruiting industries and also serves as the Northeast Ohio Area Director of the Ohio Staffing & Search Association. SuretyHR’s recruiting services can be utilized by any - [2026 Employee Benefit Contribution Changes](https://suretyhr.com/2026-employee-benefit-contribution-changes/) - The IRS recently released the 2026 limits for health savings accounts (HSA) and high-deductible health plans (HDHP). See below for a comparison of 2025 limits vs. 2026: The increases are consistent with recent years’ changes, which have been tied to inflation. Non-calendar year plans aren’t required to comply with the new deductible and OOP max limits until - [As a Matter of Tax](https://suretyhr.com/as-a-matter-of-tax/) - OBBBA's Tax Provisions for Overtime and Tips We've received questions both from our client employers and their employees regarding how the changes brought about by the One Big Beautiful Bill Act (OBBBA) will impact their pay moving forward. As with many new laws affecting the workplace, there's been some degree of overthinking how this will - [Where Do we Stand with Non-Competes in 2025?](https://suretyhr.com/where-do-we-stand-with-non-competes-in-2025/) - FTC’s Non-Compete Ban Blocked, But Gray Area Remains In early 2023, the Federal Trade Commission (FTC) introduced and finalized a rule banning the use of non-competes. Employers, Chambers of Commerce and trade organizations rallied against the new rule claiming it was anti-employer, some going as far as calling it “blatantly awful.” As expected, the change - [Year-End Benefits Round-Up](https://suretyhr.com/year-end-benefits-round-up/) - Reminders for 2024 and Changes for 2025 ACA Updates & Reminders It’s almost time for ACA reporting! There aren’t any major changes this year, but here are some items to be aware of for the 2024 tax year. The employee distribution deadline for the 1095-C forms is March 3, 2025. Since the 2023 tax year, - [Federal Court Vacates Overtime Rule](https://suretyhr.com/federal-court-vacates-overtime-rule/) - Texas Judge Vacates DOL Rule That Raised Minimum Salaries for Overtime Exemptions Toward the end of 2023, we advised our readers that changes would be coming to the FLSA white-collar overtime exemption threshold. The first change took place in July 2024, raising the minimum salary for overtime-exempt employees from $35,568 to $43,888. Employers scrambled, crunched - [OSHA Citation Assistance](https://suretyhr.com/osha-citation-assistance/) - Some of the calls and emails we receive from clients may be preventive and simple, others can be panicked, and everything in between. One of the things that sets SuretyHR apart is that we don’t just have a safety services team – we encourage our clients to take advantage of those services. We offer a - [DOL Issues Final Rule on Independent Contractors](https://suretyhr.com/dol-issues-final-rule-on-independent-contractors/) - Who’s Really an Independent Contractor? DOL Finalizes New Rule Clarifying ClassificationEarlier this month, the U.S. Department of Labor (DOL) finalized its rules regarding classification of independent contractors. The organization hadn’t previously defined this by regulations, only by guidelines (which are as clear as OSHA “best practices”). The updated rule creates a six-factor “economic realities” test - [Columbus Bans Inquiries on Applicant Salary Histories](https://suretyhr.com/columbus-bans-inquiries-on-applicant-salary-histories/) - As of March 1st, 2024, Columbus employers can no longer inquire about the salary history of job applicants. The city is jumping on the bandwagon with Cincinnati and Toledo, who have instituted similar bans over the last few years. The rule applies to employers with 15 or more employees in the City of Columbus. The - [NLRB and OSHA Team Up for Enforcement Efforts](https://suretyhr.com/nrb-and-osha-team-up-for-enforcement-efforts/) - The National Labor Relations Board (NLRB) announced on October 31, 2023 that they’ll be strengthening their partnership with OSHA on referrals, sharing information, training, and outreach. The Memorandum of Understanding allows OSHA and NLRB to work together more efficiently to enforce labor laws and protect the rights of workers. Assistant Secretary for OSHA Doug Parker stated, "Everyone - [Winter Weather Safety](https://suretyhr.com/winter-weather-safety/) - Slips, trips, and falls are the leading category in causes of injuries and fatalities in the workplace. According to OSHA, slip, trip, and fall incidents cause 15% of all accidental deaths and are second only to motor vehicle accidents as a cause of fatalities on the job. Snow, sleet, and ice greatly increase the chances - [Fractional CFO Services](https://suretyhr.com/fractional-cfo-services/) - Fractional CFO Services There are countless types of consultants that can help manage different aspects of your business. Some businesses utilizing consultants don’t have the amount of work to keep a person with this knowledge busy on a regular basis, and some simply prefer the ease of working with an unbiased third party that doesn’t - [Retirement Update: Changes on Deck for 2024](https://suretyhr.com/retirement-update-changes-on-deck-for-2024/) - Retirement Plan Update: ERISA and Contribution Changes At the end of October, US Department of Labor (DOL) announced a rule expanding what’s considered “fiduciary investment advice” under the Employee Retirement Income Security ACT, better known as ERISA. This will include guidance from those involved in employer-sponsored retirement plans. The most notable difference will be a - [Let’s Be Blunt: Should Ohio Employers Worry About Issue 2?](https://suretyhr.com/lets-be-blunt-should-ohio-employers-worry-about-issue-2/) - Ohioans will soon have the opportunity to vote on whether or not the Buckeye state will join 23 other states in legalizing recreational marijuana. Seven other states will have similar measures on their November ballot this year. If all of them pass, nearly 2/3 of U.S. states will have some form of legal, recreational marijuana. - [Examining the Benefits of Our 401(k) MEP](https://suretyhr.com/examining-the-benefits-of-our-401k-mep/) - The job market has regained some stability over the last year, creating a more even power dynamic between employees and candidates, and employers. That doesn’t change the need to attract good prospects and keep current valued employees. Not all employers can afford to roll out the red carpet on employee benefits, including things like no-cost - [Legal Updates Impacting HR, Now and in the Year Ahead](https://suretyhr.com/legal-updates-impacting-hr-now-and-in-the-year-ahead/) - EEOC and NLRB have plenty of recent changes, and more on the horizon. Keep your HR Department in tune and in compliance by reading ahead. - [Red Flags for Employers in Workers' Comp Claims](https://suretyhr.com/red-flags-for-employers-in-workers-comp-claims/) - One of the things our team prides themselves on is identifying potential issues early on in workers’ compensation claims. Some of these can be so obvious that the employer will clue us in during the initial contact, but some are a bit more nuanced – and that’s where our expert claims examiners come in. Most - [Ohio BWC Still Raising Rates Despite Touting Reductions](https://suretyhr.com/ohio-bwc-still-raising-rates-despite-touting-reductions/) - You may remember that we told you earlier in the year that Ohio BWC’s “Base Rate Reduction” didn’t mean lower rates for everyone. Now we have the data on which base rates are going up, and the Ohio workers’ comp policies that increases will be impacted. Manual (NCCI) codes within all industries will see increases, but some - [OSHA Maintains Aggressive Stance](https://suretyhr.com/osha-maintains-aggressive-stance/) - Things aren't slowing down at OSHA. If you feel like they've been mentioned in the news a lot lately, that's because they're keeping very busy. Workplace safety enforcement has added significant manpower and has been much more active than in previous years. Inspections have increased in number, as well as in breadth and depth, which is - [Summer 2023 Labor & Employment Regulation Update](https://suretyhr.com/summer-2023-labor-employment-regulation-update/) - Summer 2023 Legal Update PWFA & PUMP Acts We mentioned earlier this year that there would be new legislation protecting pregnant and lactating mothers, via two different acts. Little has changed since that announcement, but a little refresher never hurts – especially since it goes into effect on June 27, 2023. The Pregnant Workers Fairness - [Tools to Avoid Burnout: The Balance of Time](https://suretyhr.com/tools-to-avoid-burnout-the-balance-of-time/) - If your business is still looking for ways to relieve employee burnout, headlines of “summer hours” and short work weeks have probably caught your eye. Maybe you’ve even considered the idea of unlimited PTO, then realized the administrative and management burden that it might create. These all require interactive internal discussions, a fair amount of - [Will Your Ohio BWC Base Rates Increase in 2023?](https://suretyhr.com/will-your-ohio-bwc-base-rates-increase-in-2023/) - Ohio BWC announced a base rate reduction earlier this year, but certain industries will see base rates increase starting in July. We have data on which base rates are going up, and the Ohio workers’ comp policies that increases will be impacted. Manual (NCCI) codes within all industries will see increases, but some more than - [Illinois Court Sets Precedent in White Castle Biometric Data Privacy Case](https://suretyhr.com/illinois-court-sets-precedent-in-white-castle-biometric-data-privacy-case/) - The last thing people think of when White Castle pops into their head is biometric privacy, but that may change after reading this. The fast food giant clearly violated an Illinois law safeguarding biometric information, but the broader application is that the verdict also specified that a separate claim can accrue each time that - [Will the Voluntary Abandonment Defense Still Work in Ohio?](https://suretyhr.com/will-the-voluntary-abandonment-defense-still-work-in-ohio/) - It may not be effective for employers to lean on this at Industrial Commission hearings after modifications were made to the Ohio Revised Code last year. A House Bill made changes to Revised Code (R.C.) 4123.56, which became effective in September 2022. This part of the R.C. clarifies eligibility for Temporary Total Disability (TTD) compensation - [How the Spending Bill Could Impact Your Business & a Few More Federal Law Updates](https://suretyhr.com/fed-legal-update-q1-2023/) - There's a lot happening at the federal level right now, and many of these changes will impact businesses throughout the U.S. Secure Act 2.0 Narrowly missing our December newsletter, the SECURE Act 2.0 (SA2) was included in the $1.7 trillion omnibus spending package signed into law on 12/29/22. If the acronym for the long-winded “Setting - [How Workers' Compensation Claims and the Experience Modification Rate (EMR) Affect Ohio Businesses](https://suretyhr.com/experience-modification-rating-emr-claims/) - Anyone handling workers' comp, risk management, or proposal management has heard the acronym EMR often - maybe without knowing what it really entails or where it comes from. It stands for Experience Modification Rate, which still isn’t self-explanatory to most. There's a learning curve to understanding it, and we put together a comprehensive guide to help - [Not Your Average PEO](https://suretyhr.com/not-your-average-peo/) - When we talk to prospects about our self-insured PEO, we get a lot of very different reactions - confusion, curiosity, blank stares and occasionally, a crossed-arm refusal to hear anything else about it. We knew when we began building our PEO that several employers have a bad taste in their mouth about PEOs, usually after - [Year-End Housekeeping: Employee Addresses](https://suretyhr.com/year-end-housekeeping-employee-addresses/) - If you’re a SuretyHR payroll client, you won’t be surprised with additional charges for W-2 processing at the beginning of next year. To make W-2 season even easier on yourself or your HR department, it’s also a great idea to send an email out to employees this month suggesting that they check their address in - [Legal Considerations for Holiday Parties](https://suretyhr.com/legal-considerations-for-holiday-parties/) - Some company holiday parties are legendary, whether it was a cheerful good time for all involved, or a full-on fiasco. There was even a movie made about them, which we're convinced could be based on real stories from HR managers around the world. The merriment comes with legal considerations that should be weighed ahead of time, so your management team - [Changes to 2023 Employee Benefit Contributions](https://suretyhr.com/changes-to-2023-employee-benefit-contributions/) - Due to the rising cost of living, federal agencies are making several changes to contribution limits for the 2023 plan year. The 401(k) annual elective deferral for employees under 49 will increase to $22,500. This also applies to 403(b) plans and most 457 plans. Employees 50+ have the same limit, but their catch-up contributions will - [Employee Benefit Checklist](https://suretyhr.com/employee-benefit-checklist/) - There's no shortage of checklists for HR managers and benefits administrators reminding them of what boxes to check during open enrollment. Those are great tools for management, but what about the group that tends to need the most guidance with benefits - employees? We put something together that you're free to download (just right click and save - [Deductibles Create Even Bigger PEO Savings](https://suretyhr.com/can-peos-offer-deductibles-for-workers-comp/) - Our SuretyHR customers already save tens of thousands each year on their workers’ comp premiums, thanks to our self-insured program. Did you know there are additional ways to save? If your company operates in other states where workers’ comp is an open market, you may have policies with deductibles. Similar to auto and home insurance, - [The Great Reevaluation](https://suretyhr.com/the-great-reevaluation/) - Perspectives on Finding and Keeping Employees Working closely with HR departments and management, our team at Spooner has heard one sentiment echoed across every industry over the last two years: “We just can’t find workers.” No matter how it’s phrased, everyone means the same thing. Maybe it’s a shortage in their particular trade or industry, - [Can Telehealth Reduce Benefit Costs?](https://suretyhr.com/can-telehealth-reduce-benefit-costs/) - Learn How Your Business Can Take Advantage of Changes in the Healthcare Landscape Employee health benefits are the second largest expense for U.S. employers, right behind paying wages. In the last ten years, businesses have gone from being upset to see an increase at renewal, to now – just hoping the increase isn’t that bad. - [Employee Burnout: Advocating for Change in the Workplace](https://suretyhr.com/employee-burnout-advocating-for-change-in-the-workplace/) - Although Mental Health Awareness Month was in May, there’s never really a bad time to discuss how these issues can impact your workforce. After all, no one’s mental health issues magically disappear come June 1st. While it might seem like a fairly new thing to bring attention to, Mental Health Awareness Month has been observed - [“Failure to File” Window Began May 17, Regardless of EEO-1 Filing Extension](https://suretyhr.com/failure-to-file-window-began-may-17-regardless-of-eeo-1-filing-extension/) - Although the deadline for filing your EEO-1 reports has already passed, the Equal Employment Opportunity Commission (EEOC) is allowing late submissions through June 21. This shouldn’t be considered a grace period, as this enters the “failure to file” phase, as stated in their FAQ on the reporting. Employers with 100 or more employees and federal - [I’m In a Self-Insured PEO – Why Am I Getting a Coverage Letter From BWC?](https://suretyhr.com/im-in-a-self-insured-peo-why-am-i-getting-a-coverage-letter-from-bwc/) - We’ve gotten a few questions lately regarding coverage letters sent out by Ohio BWC to our SuretyHR PEO clients. This can be confusing, so we want to help clear things up. While BWC does not effectively provide your workers’ comp coverage while in a self-insured PEO – you do keep your company’s policy open. Since - [Changes to Form I-9](https://suretyhr.com/changes-to-form-i-9/) - In light of the COVID-19 pandemic, the Department of Homeland Security (DHS) provided some leniency to employers regarding the physical inspection requirement of Form I-9 identification documents. The unexpected onset of remote work for many employers made it difficult to inspect things like state IDs, Social Security cards, and other documents in person. Stay-at-home orders - [What Does At-Will Employment Mean for Ohio Businesses?](https://suretyhr.com/understanding-at-will-employment-cleveland-ohio/) - At-will employment is a common law rule which means that an employer may terminate anytime for any reason with or without cause or notice for any reason by law or no reason at all. Too many Ohio employers rely on at will employment to terminate an employee without checking all of the facts and really - [Self-Insured PEO Pricing Structures in Ohio](https://suretyhr.com/self-insured-peo-pricing-structures/) - SuretyHR is a professional employment organization that is here to advise employers on what they should be looking for and helping them with the idea of a pricing structure if they decide to venture into a self-insured PEO relationship. Workers' Comp Premiums in Ohio All workers' comp premiums are based on manual codes and the - [Are Missing Ohio BWC Group Retrospective Refunds Complicating Your Budget for 2022?](https://suretyhr.com/missing-group-retro-refunds-complicating-budget/) - Back in August, we told you that Ohio BWC wouldn’t be paying Group Retrospective refunds to employers who participated in Retro during the 2018 and 2019 policy years. For the past 12 years, many businesses have counted on those checks to budget for the coming year. Normally, Retro refunds would have showed up last month - [HR Consulting Firm in Ohio](https://suretyhr.com/human-resources-services/) - When you're looking for a self-insured Professional Employer Organization (PEO) to act as your human resources department, there are several things to consider. Below are some things you should look for in a PEO, or even an HR consulting firm. HR Support: On-Site Compliance training: sexual harassment, bullying, and harassment prevention trainingI-9 compliance: Making sure - [The Importance of Immediately Documenting Performance Problems](https://suretyhr.com/the-importance-of-immediately-documenting-performance-problems/) - The importance of Ohio employers documenting their employee's performance issues cannot be overstated. Too many employers rely on employment at will, and that's a dangerous position to take because the cost of turnover is so high. If an employee doesn't know something is wrong, they can't fix it. If your employees don't realize that their - [PEO Management in Ohio](https://suretyhr.com/surety-hr-not-your-average-peo/) - When we talk to prospects about SuretyHR, our self-insured Ohio PEO (professional employer organization), we get a lot of very different reactions - confusion, curiosity, blank stares and occasionally – a crossed-arm refusal to hear anything else about it. We knew when we began building our PEO management firm that several employers have a bad taste - [Self-Insured PEO Safety Services in Ohio](https://suretyhr.com/self-insured-peo-safety-services/) - Every self-insured Professional Employment Organization (PEO) should offer safety services to fortify and supplement an employer's existing safety department, or provide services to act as their safety department if they don't have one. Performed by Safety Professionals: On-site safety reviewProactive mock OSHA auditSummarized private and confidential report of all findings and provide support to correct - [Missed the Ohio BWC True-Up Report Due Date? We Can Help](https://suretyhr.com/ohio-bwc-true-up-due-date/) - Serious financial consequences can impact the employer that misses the True-Up payroll report deadline for the Ohio Bureau of Workers Compensation (BWC). That annual deadline passed on August 15th. If your firm missed the deadline for whatever reason, Surety HR, the professional employer organization, can help mitigate the consequences to save you time and money. - [OSHA Hearing Conservation: How Loud Is Too Loud?](https://suretyhr.com/osha-hearing-conservation-how-loud-is-too-loud/) - We mentioned back in August that OSHA’s Region 5 would begin a Regional Emphasis Program (REP) on Exposure to Noise Hazards in the Workplace. This brings up a question that our safety team hears often – how loud is too loud? The most common answer you’ll hear is between 85 and 90 decibels (dB). That’s roughly the - [OSHA Launches National Heat Emphasis Program](https://suretyhr.com/osha-launches-national-heat-emphasis-program/) - There’s no shortage of OSHA emphasis programs lately, and now they’re giving you another thing to worry about. Earlier this week, the Department of Labor announced that OSHA has launched a new National Emphasis Program (NEP) to protect workers from both indoor and outdoor heat hazards. They’ll be conducting heat-related workplace inspections to get ahead - [Work-From-Home Employees and Risk Management](https://suretyhr.com/risk-management-for-work-from-home-employees/) - We all know that workplace safety is important – but not much thought is given to those who have moved to teleworking during the COVID-19 pandemic. Many companies have found that moving to teleworking worked so well for them, that they have not insisted on people returning to the office full time. You can’t realistically - [A High Experience Modifier Rate (EMR) Can Hinder Ohio Business Opportunities](https://suretyhr.com/is-your-company-losing-business-because-of-a-high-emr/) - SuretyHR’s Self-Insured Professional Employer Organization (PEO) may be able to reduce your EMR (Experience Modifier Rate). Many industries require businesses to submit their EMR to bid on both private and public projects and contract renewals. If your EMR is too high, you may not even be able to bid on a specific project. This is predominant - [How SuretyHR Fits into the Spooner Family](https://suretyhr.com/how-suretyhr-fits-into-the-spooner-family/) - You may have noticed some of the SuretyHR content looks a lot like the content published on Spooner Inc’s website and LinkedIn. Maybe you also picked up on our employees having multiple logos on their emails, or you might have both Surety and Spooner business cards for the same employee. We get plenty of questions - [HR Outsourcing – Key Benefits](https://suretyhr.com/what-are-the-benefits-of-outsourcing-human-resources/) - Surety HR has partnered with Virteom to engage our customers about our services. In our video, Jacqui and Andy talk about the benefits of outsourcing HR rather than having an internal HR department or person dealing with employment-related distractions. Watch the video or read the transcription below! There’s a Lot More to Human Resources (HR) - [Benefits of a Multiple Employer 401(k) Plan in Ohio with SuretyHR](https://suretyhr.com/the-benefits-of-a-multiple-employer-401k-plan/) - An employer often has the challenges of trying to find ways to find good employees and keep them. In doing so an employer may choose a blend of compensation and benefits such as a 401k plan. The barrier for some of the small to medium sized companies is it can be very challenging to pay - [Professional Employer Organization PEO for Ohio Employers](https://suretyhr.com/what-is-a-peo-how-does-it-help-employers/) - SuretyHR has partnered with Virteom to engage our customers about our services. In our video, Jacqui and Andy talk about moving your business forward by utilizing a PEO or Professional Employer Organization. Watch or read the transcription below! What Is A Professional Employer Organization Anyway? PEO stands for Professional Employer Organization, and PEOs help small - [Will I Lose Control Over My Employees When Working with a PEO?](https://suretyhr.com/will-i-lose-control-over-my-employees-when-working-with-a-peo/) - Value of PEO Consultants in Ohio The co-employment relationship between an employer and a professional employer organization (PEO) like SuretyHR can often be a confusing or daunting thing. We really try to explain it in a simple way. As a PEO are certain things that we are going to share responsibility for and there are - [8 Reasons Your Ohio Business Needs an Employee Handbook](https://suretyhr.com/8-reasons-your-business-needs-an-employee-handbook/) - We at SuretyHR want to stress the importance of a well-written employee handbook. It helps both the employee and the employer. Some employers have conflicting views on whether or not to have a handbook. However, it's in the best interest of both parties to have a handbook. It introduces employees to the organization's mission, vision, values, - [Title IIX for Ohio Employers](https://suretyhr.com/what-title-iix-means-for-ohio-employers/) - Title IIX of the Civil Rights Act of 1964 was a landmark for civil rights and U.S. labor laws which outlaws discrimination based on race, color, religion, sex, or natural origin. Within this Act, there are multiple laws that need to be addressed as you're an Ohio employer. If your business has 15 or more employees: All employers - [Ohio BWC Premiums: How to Save With Destination Excellence](https://suretyhr.com/how-to-save-on-your-ohio-bwc-premiums-with-destination-excellence/) - Destination Excellence is a variety of programs that Ohio employers can take advantage of in addition to traditional group rating and group retrospective rating programs. These programs are designed to give Ohio employers as many savings on BWC premiums. There are many programs incorporated into Destination Excellence, but below are the most popular… Most Popular - [5 Ohio Professional Employer Organization (PEO) Myths](https://suretyhr.com/five-common-peo-myths/) - A PEO is a professional employer organization, and it's geared to help unburden employers in several different ways. This helps you control expenses on predictable transactional items, to help reduce risk and liability, make sure they're complying with all the labor laws in the most important thing is they're not spending time on all the - [Self-Insured PEO Firm Payroll Software Capabilities (Ohio)](https://suretyhr.com/self-insured-peo-payroll-software-capabilities/) - SuretyHR is here to help you save time and money when it comes to your company's payroll. Our payroll software has capabilities that allow you to do just that! Every PEO should have a system that can provide the following: Secure web-based payroll and tax processingTime and attendance trackingGarnishment managementFiling Federal, State, and Local TaxesDirect - [U.S. Department of Labor Audit: Is Your Ohio Business Prepared?](https://suretyhr.com/what-should-i-expect-from-a-department-of-labor-audit/) - Like most things related to Human Resources, being proactive is always the best policy. Ohio employers know that the U.S Department of Labor (DOL) can perform an audit at any time. Sometimes these audits are triggered by an employee complaint, but they can also occur in targeted low-wage industries such as agriculture, restaurants, garment manufacturing, - [2020 Workers' Comp Savings and Claims Management Services](https://suretyhr.com/2020-workers-comp-savings-and-claims-management-services/) - SuretyHR is a professional employer organization that specializes in helping Ohio employers manage their workers' comp claim management. We ensure that your claims are identified early and handled with proper attention. Workers' Comp Premium Savings and Cash Flow Summary Example In this video, we have an example of a state-funded premium versus an SI PEO. - [Did You Miss the Last BWC (Ohio) True-Up Date?](https://suretyhr.com/did-you-miss-the-last-bwc-true-up-date/) - BWC True-Up Deadlines The deadline for this year's BWC True-Up was August 15th, 2019. If you have missed that date or have not paid your outstanding balance by September 13th, 2019, that means that you are not eligible for the current 2019 and next year's 2020 savings programs. If you have been eliminated from these - [What is EMR - Experience Modification Rate?](https://suretyhr.com/what-is-emr/) - EMR stands for experience modification rate, and it is used by the Ohio BWC to gauge the past costs of injures and future chance of risk of an employer in the state of Ohio. The lower the EMR, the lower that employer's workers' comp premiums will be. Increased Premiums An EMR 1.00 is considered the - [Ohio Payroll Services: Does Your Provider Have Room to Improve?](https://suretyhr.com/is-there-room-for-improvement-with-your-payroll-provider/) - If so, you should experience the SuretyHR difference. We offer a customized payroll service that caters to the client’s wants and needs. The result is a payroll support team that knows your business and will excel at meeting your payroll needs. Our payroll service includes: Payroll processing with a full-service payroll specialist & customer service - [Now Offering CFO Services](https://suretyhr.com/now-offering-cfo-services/) - SuretyHR is now offering CFO Services to companies who want to build a solid financial foundation for future health and growth. We focus on helping small to medium-sized businesses (annual revenues of $2-$30 million) that are experiencing growth along with cash flow management issues. We have the following capabilities: Financial reporting, special projects, and internal - [Outsourcing FMLA May Be the Break Your HR Department Needs Right Now](https://suretyhr.com/outsourcing-fmla-may-be-the-break-your-hr-department-needs-right-now/) - FMLA has been maligned by HR departments for years, not only because of the amount of work involved – but also the amount of expertise. Do you ever feel like your management team shouldn’t be the ones determining if a claim submitted actually qualifies? Throwing COVID-related leave into the mix didn’t help, either. Private companies - [Supreme Court Reissues Stay on Vax-or-Test Requirement, Mandate Remains in Place for Most Healthcare Workers](https://suretyhr.com/supreme-court-reissues-stay-on-vax-or-test-requirement-mandate-remains-in-place-for-most-healthcare-workers/) - OSHA announced on January 26 that they plan to withdraw the ETS, but that the rule would still be proposed as a permanent requirement. This comes just weeks after the Supreme Court reinstituted a stay of the OSHA’s Emergency Temporary Standard (ETS) earlier this month, requiring large employers to require staff to be vaccinated or produce a ## Pages - [Home](https://suretyhr.com/) - Reduce HR Costs, Lower Risk, and Simplify Payroll — Without Adding StaffSuretyHR helps growing businesses streamline HR, payroll, benefits, and workers' compensation — so you can focus on growth instead of paperwork.Free HR Cost Analysis Working with Surety HR Every employer’s goal is to run a profitable business with sustained profits and growth. Does every - [Frequently Asked Questions](https://suretyhr.com/frequently-asked-questions/) - What is a PEO?Professional Employer Organizations (PEOs) provide businesses of all sizes and industries different solutions for human resources, payroll, insurance, absence management and more. PEOs pay wages and taxes, assume liability for compliance with state and federal laws, as well as workers’ compensation. PEOs can also provide employee benefits such as health, life, dental - [Benefits](https://suretyhr.com/benefits/) - The Affordable Care Act (ACA) has forever changed how individuals and employers purchase health insurance. SuretyHR has designed exciting health insurance options that drive down premium costs and allow employers to participate in underwriting profits. Captive Health Insurance Lower Premium than Affordable Care Act Plans Transparency of Actual Plan Costs Flexibility in Plan Design Client - [Payroll](https://suretyhr.com/payroll/) - SuretyHR’s Payroll Services simplify the way you pay your employees. With SuretyHR, it’s more than paying on time and accurately – it’s about delivering payroll the way you want it, affordably, at an unmatched service level. Surety’s payroll services simplify the way you pay your employees. Let SuretyHR be your HR answer! Outsourcing HR Tasks - [Workers’ Compensation](https://suretyhr.com/workers-compensation/) - Workers’ Comp Claims Management Services Are you tired of unpredictable, arbitrary increases to your Ohio BWC premiums? SuretyHR’s Self-Insured Professional Employer Organization (PEO) can reduce premiums while managing employment-related distractions. Consider all the time and profit a company wastes because of Ohio BWC’s monopolistic workers’ comp system. Surety will add profit to your bottom line - [Human Resources](https://suretyhr.com/human-resources/) - SuretyHR helps you stay focused on your most important asset – your employees. It’s tough growing a business while maintaining great customer service, let alone keeping the competition at bay. When you add in all the compliance and HR functions on top of that, and it feels like you’re running in circles without accomplishing much. - [Why SuretyHR?](https://suretyhr.com/why-surety-hr/) - HR Consulting Services Tailored to Your Business Experience, Expertise, and Support The team of professionals at SuretyHR are experts in providing consulting services to Ohio employers. SuretyHR understands the ever-changing complexities of managing human resources, workers’ compensation, safety, unemployment, and everything else an employer needs to stay compliant with State and Federal laws. The SuretyHR - [Land Page: Payroll](https://suretyhr.com/payroll-aw/) - Call Us: 1-866-235-0342 Home Payroll Without Hidden Fees — Built for Employers SuretyHR delivers transparent, flat‑fee payroll services designed specifically the way you want it, when you need it, affordably. No surprise charges. No long hold times. Just reliable payroll backed by local experts. Everything for One Price We won’t waste your time on nickels and - [Contact](https://suretyhr.com/contact/) - Address28605 Ranney Parkway Westlake, OH 44145 PhoneCall Us: (440) 348-9040 Toll Free: (833) 787-3891 FaxSend faxes to: (440) 249-5200 E-MailSend us an e-mail at sales@spoonerinc.net Contact Us Fill out the form below and a representative will be in contact shortly: Notice: JavaScript is required for this content. - [Free Quote](https://suretyhr.com/free-quote/) - A consultant from SuretyHR will provide you with a no-cost, no-obligation review of your Ohio Workers’ Compensation policy. We will identify any ways SuretyHR can help your company save time and money on your workers’ comp. 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SURETYHR provides certain services and the use of our site https://SuretyHR.com/ (the “Site”) to you subject to the following terms and - [Privacy Policy](https://suretyhr.com/privacy-policy/) - PRIVACY POLICY Last updated August 2022 SuretyHR Values Your Privacy This “Privacy Policy” outlines how your personally identifiable information (your “Visitor Information”) may be collected, used, and shared in connection with your access to and/or visitation or use of our site: https://suretyhr.com/ , (the “Site”), as well as what information we may collect through any - [Newsletter Sign Up](https://suretyhr.com/newsletter-sign-up/) - [Professional Employer Organization Services](https://suretyhr.com/professional-employer-organization/) - At SuretyHR, we take the hassle out of human resources management – freeing up your time and money so you can do what you do best – operate your business and serve your customers. We provide professional employer organization services to employers of all sizes in Ohio. Our professional employer organization services cover all aspects of - [OSHA/Safety](https://suretyhr.com/osha-safety/) - SuretyHR Safety Services SuretyHR provides a wide variety of occupational safety consulting services to help you comply with OSHA General Industry and Construction regulations. Our staff of safety professionals has extensive experience developing and implementing safety programs that can help you make step improvements in your safety performance and lower your workers’ compensation costs. In - [Services](https://suretyhr.com/services/) - As a professional employer organization (PEO), SuretyHR offers a wide range of services. Learn more by clicking below.Human ResourcesPayroll ServicesWorkers' CompensationOSHA / SafetyEmployee Benefits401(k) Plans - [About SuretyHR](https://suretyhr.com/about-surety-hr/) - SuretyHR is part of the Spooner Risk Control family of companies. Spooner Inc (our TPA) and Spooner Medical Administrators (our MCO) both have long and storied histories of helping employers navigate the claimant-favoring, monopolistic Ohio workers’ compensation system. We’ve saved thousands of companies hundreds of thousands of dollars, with some even into the millions with - [Partnerships](https://suretyhr.com/partnerships/) - Interested in partnering with SuretyHR? Fill out the form below and a representative will be in contact shortly: Notice: JavaScript is required for this content. - [Administrative Services Only (ASO)](https://suretyhr.com/administrative-services-only/) - HR, Payroll and More Looking for help in some employment related areas but not interested in entering a PEO relationship? Ask us about our Administrative Services Only (ASO). SuretyHR can cater a plan for your company off our menu of services. Some employers may only be interested in outsourcing their human resources and payroll while - [401(k)](https://suretyhr.com/401k/) - SuretyHR provides solid solutions that reduce your time, cost, and fiduciary responsibility of sponsoring a 401(k) plan. Multiple Employer 401(k) Plan Surety’s 401(k) Multiple Employer Plan (MEP) provides a cost-effect method for businesses, no matter the size, to have a retirement plan similar to that of large corporations. With Surety, it’s more than providing you - [Ohio Workers’ Comp PEO](https://suretyhr.com/ohio-workers-comp-peo/) - At SuretyHR, we make it easier for you to manage your workers’ compensation claims and lower their associated costs. We are a highly experienced workers’ comp PEO (Professional Employer Organization) that can help you minimize risk, enlist legal support, and navigate the system. 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Simply call us at 1-866-235-0342 Contact Us Read Our Blog Recent Articles How Workers’ Compensation Claims and the Experience Modification Rate (EMR) Affect Ohio BusinessesOhio PEO · Ohio Workers' CompensationAnyone handling - [OSHA Audit and Worker Safety - How We Help](https://suretyhr.com/osha-audit-ohio-worker-safety/) - OSHA Audit and Ohio Worker Safety – How We Help Businesses As a responsible employer, you work hard to make safety a top priority each and every day. Despite your best efforts, incidents can happen that might trigger a visit from the Occupational Safety and Health Administration (OSHA). Not only can an OSHA investigation result - [PEO Services: What to Expect](https://suretyhr.com/peo-services-what-to-expect/) - At SuretyHR, we make it easier for you to do what you do best – operate your business and serve your valued customers. We are a highly-experienced Professional Employer Organization (PEO) that manages vital Human Resources activities for small and mid-sized companies in Ohio. We eliminate many of the challenges, risks and hassles associated with - [Land Page: Workers' Compensation](https://suretyhr.com/workers-compensation-aw/) - Call Us: 1-866-235-0342 Home Claims Cost Control Specialists are assigned reasonable caseloads to assure all claims receive proper attention. They participate in continuous training and are supported by a team of expert claim managers, actuaries, legal, human resource and safety professionals. Our best practices are continuously reviewed to reflect our clients’ needs, drive down claim costs - [Land Page: Why Surety HR?](https://suretyhr.com/why-choose-surety-hr2-aw/) - Call Us: 1-866-235-0342 Home Employment related diversions chew up profits. Consider all the time and profit a company wastes by processing payroll, managing employee relations, managing benefit plans, and workers’ compensation. Surety HR was created to remove the obstacles in the way of employer profits. Manage your business, not your busy-ness, with Surety HR. We are - [Land Page: Payroll Services](https://suretyhr.com/payroll-services-aw/) - Call Us: 1-866-235-0342 Home SuretyHR’s Payroll Services simplify the way you pay your employees With SuretyHR, it’s more than paying on time and accurately, it’s about delivering payroll the way you want it, when you need it, affordably. Everything for One Price We won’t waste your time on nickels and dimes. SuretyHR’s straightforward pricing eliminates unnecessary - [Land Page: HR Services](https://suretyhr.com/hr-services-aw/) - Call Us: 1-866-235-0342 Home Want off of the HR hamster wheel? SuretyHR can help! It’s tough growing a business while maintaining great customer service, let alone keeping the competition at bay. When you add in all the compliance and HR functions on top of that, you’re officially on a never-ending hamster wheel of busy work. Unburden - [Land Page: Human Resource Services](https://suretyhr.com/human-resources-aw/) - Call Us: 1-866-235-0342 Home Want off of the HR hamster wheel? SuretyHR can help! It’s tough growing a business while maintaining great customer service, let alone keeping the competition at bay. When you add in all the compliance and HR functions on top of that, you’re officially on a never-ending hamster wheel of busy work. Unburden - [Land Page: Safety Services](https://suretyhr.com/safety-services-aw/) - Call Us: 1-866-235-0342 Home SuretyHR provides a wide variety of occupational safety consulting services to help you comply with OSHA General Industry and Construction regulations. Our staff of safety professionals has extensive experience developing and implementing safety programs that can help you make step improvements in your safety performance and lower your workers’ compensation costs. In - [Land Page: Why Choose SuretyHR?](https://suretyhr.com/why-choose-surety-hr-aw/) - Call Us: 1-866-235-0342 Home Employment related diversions chew up profits. Consider all the time and profit a company wastes by processing payroll, managing employee relations, managing benefit plans, and workers’ compensation. SuretyHR was created to remove the obstacles in the way of employer profits. Manage your business, not your busy-ness, with SuretyHR. 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